We work hard through our life so that we can enjoy the fruits of our hard work when we retire. However, by the time one retires, he/she needs to have a large retirement corpus so that there is no worry about living on a fixed budget. This is the time in your life when you can think about pursuing those aspirations or goals that you put on hold while juggling your career and other commitments without worrying. Investing is a long journey. The earlier you start investing the better it is. When you have more time in hand, your investments can benefit from the power of compounding. Hence, early investing is the key to building wealth. Retirement solution funds are open-ended having a lock-in period of at least five years or till the retirement age, whichever is earlier. This wallet has an option of withdrawing a fixed amount every month post retirement via SWP (Systematic Withdrawal Plan) route.